Just like every other bride or groom, have a laundry list of things to do before the big day. Steak or chicken, seating charts and color choices are taking over your life! And while other couples are fighting for every weekend in May or June, you’re relaxed and waiting for your fall wedding date to arrive.
But Trusted Choice® independent insurance agents advise that you don’t wait until the leaves start to change before taking certain precautions. Plenty of options are available for protecting your big day, and your insurance agent will likely advise you to obtain wedding insurance—special events insurance policy designed to provide financial protection should you cancel or postpone your event due to unforeseen circumstances. These might include:
- Cancellation due to adverse weather and natural disasters
- Death, illness or serious injury of key participants of the event, such as the father of the bride or the minister
- Absence of a key vendor, such as the caterer, florist or photographer
Between Labor Day, Thanksgiving and a handful of Jewish high holidays, the fall season is packed with holidays—so it’s wise to do your research before setting the date. Avoid scheduling conflicts and be sure reach out to your key participants early enough to get your wedding date on their calendar. If you have college students in the wedding, consider whether they’ve already left for school and plan accordingly.
Fall weddings tend to enjoy favorable weather, but wedding insurance can be a valuable safety net in the event that a nasty storm comes your way.
Reaping the Benefits
Without the help of a Trusted Choice independent insurance agent and wedding insurance, you may miss out on a variety of additional benefits. Every wedding is unique and may require additional accommodations. Talk to your agent about adding “endorsements” or policy provisions to your wedding insurance policy that can tailor it as nicely as a tuxedo with additional protections including:
- Military service: if you or your “soon-to-be” is suddenly called to duty
- Gowns and tuxedos: if the dress is damaged when you pick it up or the store suddenly goes out of business
- Gifts: if gifts are not covered by your homeowners or renters insurance and you experience theft or damage
- Honeymoon: if you need to cancel your trip due to illness, bad weather or other unforeseen circumstances
Contact your local Trusted Choice independent insurance agent today for additional information on making sure your fall wedding goes off without a hitch.