Your home is one of the largest investments you make, but it is more than that as well.  Do you really want to trust that home to just any insurance agent?  As an Independent Agency we can place your business with any one of a number of different companies, based on a combination of price and coverage that make you comfortable.

We have markets for big houses and small houses, collectors, second homes, rentals and even hard to place coverage.  We want you to ask questions, understand your policy and make sure that you have the coverage you want, at a price you think is fair.

Don’t forget Flood Coverage.  A Home Owner’s Policy does not cover damage from a flood or tidal surge, be sure to purchase Flood Insurance through the National Flood Insurance Program.  We will be more than happy to give you a quote for that coverage.

Flood Insurance

Flood, Tidal Surge, Rising Water, however you say it, chances are if it involves a large body of water ruining your house, your Homeowner’s Insurance Policy will not cover that loss.  Please ask us about the National Flood Insurance Program.  We are happy to help guide you through the process of obtaining coverage under that program.  We also have very good Excess Flood Markets for coverage over and above that available under the NFIP.

Personal Articles Floater

Do you have Collectibles, Jewelry, Furs, Guns or other valuables that might benefit from special coverage under a Personal Articles Floater?  Most Home Owner’s Policies limit coverage for these and other valuable items and buying back that coverage can be a smart move.