Automobile Insurance...
You don’t drive the same car as everyone else, and you
don’t have the same insurance needs either. As an Independent
Agent, we represent a number of different insurance companies,
many of whom cater to different types of drivers.
Your age,
your driving record, the kind of car you drive, all these
factors and more go into making up the rate you will pay for
auto insurance. Our independence means we can go to more than
just one company to look for the best deal for you, and our
experience means we can help you decide between competing offers
based on their value, not just their cost.
If you want
minimum coverage, we are probably not the right agent for you,
but if you want the right coverage at a fair price, we will keep
you legal and more!
Excess Liability
You should
consider having an excess liability policy that would extend
your coverage to cover claims over and above your automobile
limits. In today’s litigious society it is the smart thing to
do.
Uninsured/Underinsured Motorist Coverage
Did you know the state only
mandates motorists carry $25,000 worth of liability coverage?
If a negligent driver were to hurt you or your passenger that
wouldn’t go very far. We recommend our insureds carry Uninsured
and Under Insured Motorist coverage to the full limit they carry
on their own liability. This will help protect you in the event
someone without adequate coverage crashes into you.